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Borrowing for an education is a valuable investment in every student’s future. A graduate of a four-year college earns 80% more income over his or her lifetime than a high school graduate. The average return on investment for a college degree is 20 times the cost of the education. Higher education can make the difference in a student’s life The Loan to Learn program is custom-designed for one specific purpose—to help families pay for college. We pioneered the entire credit-based student loan.

Students and families need most to affordably fund a higher education. Our informative outreach programs, interactive web tools and comprehensive financing solutions have helped over two million students achieve the dream of a college education.

There are two basic categories of loans available: government loans and private loans. In general, the government loans for students (also called Stafford Loans) should be your first stop. Parents should consider government loans for parents (also called PLUS Loans). Occasionally, private loans can be competitive with the government programs. Log on to the Loan Finder to compare your options. Ask your financial aid administrator if your school is a "Direct Lending" school.
 
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